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self-employment

5 Reasons Why Self-Employment Isn’t Right For Everyone

Self-employment is a great path for some people, but it’s not for everyone. Here’s what you need to know.

identity theft

4 Ways To Recover From Identity Theft

With advancing technology, scams are becoming more difficult to detect. If you’ve been victimized, here are some steps you should take.

calculating credit utilization

5 Steps For Improving Your Credit Utilization Ratio

Improving your credit utilization ratio is one of the first steps toward raising your credit score. Here are some tips to get started.

Credit Cards For Clients With Low Credit Scores

Bad credit can happen to anyone. Once your credit score takes a hit, boosting it can be a challenge. A low credit score will prevent you from qualifying for most credit cards, but having a credit card is crucial for rebuilding your credit (as long as you use it properly. Here’s what you need to know about credit cards for clients with lower credit history.

8 Smart Ways to Spend Your Tax Refund

Since you didn’t work any extra hours for it, your tax refund is kind of like a bonus. So, how are you going to spend that extra cash? Keep reading for some fun, frugal, and downright responsible options.

airbnb

Earn Money by Renting Out Your Spare Room

If you’re looking to earn extra cash, why not rent out a room? Providing overnight…

warm

How to Keep Warm at Home Without Spending Money

Keeping your home warm through the winter can be an expensive business. The colder the…

money

Think “Save” Before You Spend

As prices rise, it can be hard to make ends meet, and even harder to…

4 Reasons to Sell A Home This Year

Few people buy a home and stick with it forever. If your current home doesn’t feel like “home” anymore, don’t hang onto it until 2021.

10 Difficult Cities To Retire In

For most people, retirement marks the beginning of a better quality of life. But some things are more difficult in retirement – finances are tighter, storms and disasters are harder to recover from, and time may seem quite long when you’re not spending eight hours per day working.